Truck Financing

Put a truck to work — and let the work pay for it.

Asset financing arranged through major Malaysian banks and licensed private financiers. Deposits from 10%, tenure structured to your cash flow, and competitive rates. Estimate your repayment below, then talk to us.

Talk to us about financing Estimate my repayment

Repayment Estimator

See a rough monthly figure before you apply

Adjust the truck price, deposit and tenure. This uses a flat-rate calculation for a quick guide — the bank sets the actual rate.

Truck price (RM) 180,000

Deposit 15% · RM 27,000

From 10%. A bigger deposit lowers the monthly.

Tenure 60 months

Actual tenure depends on the financier and the truck's age.

Flat rate (indicative) 3.0% p.a.

Malaysian commercial HP rates commonly run ~2.5–5% flat, higher for older trucks or private financiers. Your rate is set on approval.

Indicative monthly instalment

RM —

over 60 months

Amount financedRM —

DepositRM —

Total interestRM —

Total instalments payableRM —

WhatsApp me the exact figures

Indicative only — not a credit offer. Actual rate, tenure, deposit and eligibility are set by the bank or financier and subject to approval. Insurance, road tax and fees are not included.

How It Works

Financing, handled for you

We can conduct loan facilities through major bankers and private financiers — you pick the truck, we run the application.

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Competitive rates

We submit to several lenders and put the best offer in front of you — not just one bank's number.

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Deposits from 10%

Structure the deposit around your cash flow and the truck's earning cycle.

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Flexible tenure

Repayment terms are arranged to suit your business and each financier's requirements.

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Fast approvals

Complete paperwork gets a decision in about 3–5 working days. We chase it for you.

What you'll need

MyKad (IC) — and for companies, SSM registration (min. 6 months trading)
3–6 months' bank statements
Latest payslips or company financials / bank statements
A director or owner with a clean credit record (CTOS / CCRIS)

Ready to finance your truck?

Send us the truck you want and your rough budget — we'll come back with the deposit, tenure and monthly you can actually get.

WhatsApp our finance desk Back to main site

MalaysiaTruck.com introduces financing applications to licensed banks and financiers and is not itself a lender or credit provider. All financing is subject to the lender's assessment, terms and approval. Bank names and logos are the property of their respective owners and are shown to indicate financing partners.